If your household (2 parents / 2 kids) earns at or below , your children may qualify for EFTC scholarships through Accord Kids. Limits adjust for household size per HUD methodology, as specified in Treasury's proposed §25F regulations. Contact us to learn more →
How the Limit Works
The EFTC uses 300% of the Area Median Income for your county, adjusted for household size using HUD's standard methodology (the same approach used for Section 8 housing limits). Larger households have a higher limit; smaller households have a lower one. Families earning at or below their adjusted limit may qualify to receive scholarships from Accord Kids, an approved Scholarship Granting Organization (SGO).
Who Qualifies?
Any K–12 student eligible to enroll in a public school in a participating state, whose family income is within their county's size-adjusted limit, may receive an EFTC-funded scholarship. Roughly 96% of U.S. children are in households below the 300% AMI threshold nationally, per Treasury's October 2026 proposed regulations.
What Can Scholarships Cover?
Tuition, mandatory enrollment fees, required textbooks and course fees, and other costs charged at enrollment — at the private Christian school of your family's choice.
Base income limits shown are 300% of HUD FY2025 Area Median Income estimates by county for a 4-person household, adjusted for your selected household size using HUD's standard percentage-of-median methodology. Per Treasury's proposed §25F regulations (91 FR 62818, October 1, 2026), EFTC income limits are determined "in a manner that generally is consistent with determinations under Section 8, including adjustments for family size." These are proposed, not final, regulations. See our Tax Professionals page for detailed eligibility rules.